Smart Helper Insurance Package (w.e.f. 08.01.2011)
provided by AXA Insurance, Agent: Anda Insurance Agencies
The information provided on this page is accurate as at 27 October 2014; it may change without prior notice.
Section Coverage New Std Package New Compre-Plus Pkg # New Ultimate Plus Pkg #
1   Letter of Guarantee to Ministry of Manpower $5,000 $5,000 $5,000
2   Personal Accident for Insured Person
  1. Accidental Death
  2. Permanent Disablement
  3. Medical Expenses
  4. TCM Expenses (Per Accident)
  • $40,000
  • $40,000
  • $1,000
  • N.A.

  • $40,000
  • $40,000
  • $2,000
  • $150

  • $40,000
  • $40,000
  • $3,000
  • $200
3   Repatriation Expenses *UNLIMITED when services are provided by any of our appointed emergency medical assistance providers, AMC Healthcare Pte Ltd (subsidiary of Asiaedic Ltd) at Tel: 67378737 or HENG-GREF International Assistance Holding Pte Ltd (Tel: 67276018) OTHERWISE the limited liablity is $3,000.
# Only "Plus" Policies cover death or permanent disablement due to ANY CAUSE, including suicide and/or unexplained causes.
4   Hospitalisation & Surgical
  In-Patient Expenses (including Day Surgery)   Annual Limit
$15,000 $15,000 (WorldWide)
$20,000
5   Out-Patient Kidney Dialysis and/or Cancer Treatment N.A. $1,000 $3,000
6   Critical Illness N.A. $1,000 $3,000
7   Wages Reimbursement N.A. Up to $30 per day
(Maximum 60 days) or Hospitalisation
8   Re-Hiring Expenses N.A. $500 $700
9   Domestic Helper's Liability N.A. $3,000 $5,000
10   Special Grant N.A. $2,000 $3,000
11   Security Bond Protector (SBP)
  Optional Cover - Subject to Acceptance
Reimburses the Insured for the Loss of the Security Bond
if forfeited due to the Maid's fault subject to an excess of $250 (if applicable.)
12   Top-Up Cover for Section 4
  (Optional Cover)
  A choice to increase annual limit in increments of $5,000, $10,000, $15,000 or $20,000 up to the maximum
 equal to the existing policy.
  Top-ups are allowed for Policies issued within 3 months and subject to Insurer's acceptance and a Waiting Period of 30 Days7
premium    Package 26 Months $246.10 $267.50 $299.60
14 Months $184.58 $200.63 $224.70
26months   Insurance Only $203.30 $224.70   $256.80
  Security Bond Protector   a) If taken with any package - $53.50
  b) If taken within One Month of any package - $85.60
      (subject to a waiting period of 30 days)
  Philippine Embassy Bond   $2,000 Bond - $42.80         b) $7,000 Bond - $74.90
  Top-Up for Section 4   For up to 26 Months or the Expiry Date of Policy, whichever is earlier.
  (Hospitalisation & Surgical)   a) Taken with any Package   b) Taken within 3 months
$  5,000   $ 42.80   $  64.20
$10,000   $ 64.20   $ 96.30
$15,000   $ 85.60   $128.40
$20,000 (for Ultimate-Plus Only)   $107.00   $160.50
Inter-Mares Maid Agency